What is the right to data portability?
Data portability actively allows subjects to obtain an electronic, structured copy of their processed personal data for their own further use.
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What are the obligations of a personal information controller regarding data security?
Controllers must strictly implement organizational, physical, and technical security measures to securely protect personal data from natural and human-induced threats.
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How does the Data Privacy Act define the consent of the data subject?
Consent is a freely given, specific, informed indication of will, evidenced by written or recorded means, agreeing to data processing.
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What exactly constitutes personal information under the law?
Personal information is any data, recorded or not, from which an individual’s specific identity is apparent or can be reasonably ascertained.
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How does the Pag-IBIG Regular Savings program structurally function?
Employees save ₱100.00 monthly, perfectly matched by their legally mandated employers.
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What are the distinct characteristics of the Modified Pag-IBIG 2 (MP2) Savings program?
MP2 offers flexible, tax-free high dividends with a five-year maturity period.
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What are the loan limits and terms under the Pag-IBIG Multi-Purpose Loan?
Members can borrow up to 80% of total savings at 10.5% interest.
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How does the Pag-IBIG Calamity Loan assist members during emergencies?
Affected members borrow 80% of savings at a 5.95% interest rate.
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What are the maximum loan amounts and payment terms for a standard Pag-IBIG Housing Loan?
Qualified members can effectively borrow up to ₱6 million for 30 years.
Who directly benefits from the Pag-IBIG Affordable Housing Loan?
Low-income members receive subsidized housing loans at 3% annual interest rates.
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