What if a CBA retirement fund yields less than the minimum?
According to Article 302 of the Labor Code of the Philippines, the employer must cover any final shortfall. If the total employer contributions yield less than the statutory minimum, the employer pays the deficiency. The worker’s absolute minimum entitlement is strictly protected by law. This ensures a guaranteed payout regardless of fund performance. 18-May-26About Nicolas and De Vega Law Offices
Nicolas and De Vega Law Offices is a full-service law firm in the Philippines. You may visit us at the 16th Flr., Suite 1607 AIC Burgundy Empire Tower, ADB Ave., Ortigas Center, 1605 Pasig City, Metro Manila, Philippines. You may also call us at +632 84706126, +632 84706130, +632 84016392 or e-mail us at [email protected]. Visit our website https://ndvlaw.com/.

